Monday, March 9, 2020
buy custom Obsessive-Compulsive Disorder essay
buy custom Obsessive-Compulsive Disorder essay Obsessive-Compulsive Disorder (OCD) is a nervousness-associated disorder that is characterized by repeated compulsions and/ or obsessions that obstruct the victims ability to effectively function at work, school or socially (Lowe, 2007, p. 1). An obsession can be defined as an impulse, a thought or an image that keeps repeating and as a result causes anxiety while a compulsion is a behavior that a person suffering from OCD frequently engages him/ herself in because of the obsessions (Foa Kozak, 2005, p. 15). OCD victims usually take long before they are diagnosed. This is due to the fact that most of them do not understand the symptoms of the condition while others feel embarrassed and guilty. In one way or the other, OCD related symptoms are experienced by most individuals particularly when stressed. Nonetheless, this disorder can have severe effects on social life, work and personal relationships among others. OCD is rated the tenth most immobilizing illness in terms of retreating life quality and loss of property. OCD can be experienced in many ways but the most common ones include disturbing, unfriendly and recurring feelings, impulses, misgivings, and images which in most cases are impossible to ignore (Abramowitz, 2009). It is these thoughts that cause the individual to experience the obsessive-part of the illness and cause the individual to have recurring coercions in an unsuccessful effort to alleviate the obsession and counteract the fear. Some victims may experience obsession but do not show physical compulsion a type of OCD commonly referred to as Pure O. Commonly experienced obsessions include; causing mischief to other people or to oneself, germs and contagion, aggressive or offensive sexual thoughts, ordering objects or throwing them away. Several researches and studies have been carried out in the past few years concerning the causes of ODC. Following this, several causes of OCD have been suggested and some of these include; brain and chemical dysfunction, infection, genetics, psychodynamics, depression and life. It has also been hypothesized that there might be numerous types of OCD and that which develops in childhood is different of the one that develops in adulthood. Brain and chemical dysfunction is one of the causes of OCD that is gaining popularity. The probability is that the level of brain dysfunction in OCD victims is higher than in people who do not have it. This involves the Seretonin, which is a chemical courier or neurotransmitter that facilitates communication between nerve cells as well as connecting these cells to the brain (Penzel, 2000, p. 318). Research has revealed that this neurotransmitter is involved with most of the biological processes taking place in the body such as sleep, antagonism, mood, pain and appetite. Since the different parts of the brain have unlike levels of urgency and priority, it is their coordination with the nerves that may cause severe perplexity to the reasoning part of the brain, commonly referred to as Cortex. For instance, as the Thalamus processes all the images coming from the other parts of the body to the brain, the Caudate Nucleus controls and filters all the thoughts and information. Now when these thoughts are misinterpreted, the reasoning part of the brain, Cortex, becomes confused and responds chemically to a danger perceived by the non-reasoning part of the brain and the urgent need to respond as if this danger is a reality. Actually, the Caudate Nucleus is sending unnecessary impulses and thoughts to the Cortex where emotions and thoughts combine; the over active Cingulate Nucleus at the center of the brain shifts attention from one behavior and/ or thought to another. With time, it becomes over active and seizes up on certain thoughts, behaviors or ideas (Penzel, 2000). It is therefoe this Cingulate that alerts the OCD victim that something horrible will take place if the impulses are not accomplished. Thus when the Thalamus is sending information that makes the individual aware of everything happening around them, the Caudate Nucleus causes invasive thoughts while the Cortex perceives major danger that needs immediate response and finally the Cingulate Gyr us requires that compulsions be carried out so as to alleviate the terrible unease feelings. A streptococcal illness of the throat has been believed to result in the body mistaking healthy cells for the infection thus resulting to cellular damage. Once this happens with the brain, the disease fighting system of the body attacks the exterior of the nerve cells in the Basal Ganglia of the brain consequently resulting to symptoms of OCD (Lowe, 2007). However, these symptoms may just take a short time and the occurrence of OCD caused by such an infection is still very rare. Several researches and studies have shown the likelihood that victims of OCD are likely to have one or more of their family members having OCD (Meng, 2001, p. 14). However, the chances that it is genetically inherited are questionable. For instance, it does not automatic follow that both identical twins will have OCD even if there is a member of the family suffering from it. This theory states that disruptions in development or early sexual and unconscious desires are likely to result into OCD. Concerning development, the theory suggests that the child deals with the conflicts between the reasoning and thinking part of the brain and that part which wants to work in its own way in an unstable way thus resulting to mental problems in future. As for the unconscious desires, the theory suggests that for instance, a person may fear to run over people because he actually wants to do it; thus to keep the consciousness out of mind, he uses a lot of energy which consequently gives the thought an obsessive quality (Meng, 2001, p. 14). Individual with severe depression tend to develop OCD symptoms just in the same way those with OCD suffer depression. Shame and guilt in life is also considered as a cause of OCD especially in children (Lowe, 2007). They tend to experience guilt over their needs at an early age a condition that is prevalent to fanatical people. According to Abramowitz (2009), the symptoms of OCD range from mild to brutal; they include compulsions, the need to act in order to cancel out an obsession, and obsessions, the feelings and thoughts which make the patient anxious or distressed. Even though most victims experienced both compulsions and obsessions, it is possible for a patient to exhibit only one. Compulsions are characterized by recurring behaviors such as checking to ensure that everything is well, washing and cleaning surfaces, hands etc, hoarding and collecting objects that are unnecessary and arranging things among others. Mental compulsion involves repeating of prayers or certain scriptures and/or phrases in the mind. Obsessions on the other hand are characterized by thoughts and feelings that the objects around are contaminated or dirty, worry about hygiene and health, urge to keep unnecessary things, disrupting thoughts about sex and/ or aggression, worry about safety; for instance worrying about a door that h as been left unlocked and general thoughts (Abramowitz, 2009, p. 9). Avoidance of dreaded situations is also familiar though it often leads to further preoccupation with the obsessive thoughts. OCD is diagnosed by administering screening inquiries to an individual who is suspected to be suffering from it, assessment of the family OCD history, and the existing symptoms. Apart from checking for symptoms of compulsion and obsession through mental-status examinaation, practitioners also investigate the possibility that the symptoms may be a result of another emotional infirmity and not OCD (Foa Kozak, 2005, p. 14). Most of the individuals suffering from OCD have experienced the symptoms indefinitely with periods of improvement alternating with those of difficulties. Nevertheless, the prognosis is preferential for victims with milder symptoms and those who had no other illnesses before developing OCD. According to Lowe (2007), OCD treatments include; medication and behavioral therapies. The most common medications that are prescribed to OCD patients are the Selective Serotonin Reuptake Inhibitors (SSRIs). Lowe asserts that the purpose of these medications is to increase the levels of neurochemical serotonin in the brain since they are usually low in OCD victims. As suggested by the name of the medications, SSRIs work by carefully and selectively holding back serotonin reuptake in the brain. This holding back specifically occurs at the junction where the nerve cells are interconnected, a place known as the synapse, so as to ensure that message transfer from one nerve cell to another is limited. SSRIs also keep the serotonin in the synapses. This is possible because they prevent serotonin reuptake back to the nerve cell that specializes in conveying the impulses. Serotonin reuptake is believed to be responsible for lessening the generation of new serotonin. As a result messages from serotonin keep on coming through. Consequently, this helps in activating the cells whi ch were initially deactivated by the OCD, thus relieving the patient of the symptoms of the disorder. Examples of SSRIs include sertraline, paroxetine, citalopram, fluoxetine, escitalopram and fluvoxamine (Lowe, 2007, p. 58). SSRIs can in general be tolerated since their side effects are generally gentle. Common side effects include agitation, nausea, headache, diarrhea, and insomnia however; these effects diminish in the first month of use. Other medications that can be used in place of the SSRIs are the clomipramine and atypical though their side effects have been reported to be severe than those of the SSRIs (Lowe, 2007, p. 58). Behavioral therapies that are commonly administered to OCD victims include; ritual avoidance and exposure. The avoidance of rituals engages a mental-health expert in helping the patient to oppose the push to engage in obsessive behaviors. Exposure therapy, on the other hand, is a process through which the OCD victim is exposed to situations that are likely to increase his urge to be involved in obsessive behaviors, thereby helping him him/her to resist the urge (Foa Kozak, 2005, p. 21). In other words, the behavioral experts help the OCD patients to transform their negative way of thinking that is linked with the anxiety involved with the OCD. In conclusion, OCD can be described as a type of disorder that results from recurring obsessions and compulsions whose effects are severe to an extent that they interfere with the victims way of relating to the surrounding and the people around him. Several factors have been brought forward to explain the causes of the disorder. Some of these include; brain and chemical dysfunction, infection, genetics, psychodynamics, depression and life, though the universally accepted cause is brain and chemical dysfunction. A person is said to have OCD if he show signs such as hoarding, repeated cleaning, concerns of security, hygiene etc. such signs are diagnosed by examining the patients family history as well as asking questions that screen his mental health. There are two ways through with OCD can be treated. One is by administering medications, SSRIs are the most recommended, and the second is behavioral therapy where the patients are helped to overcome their urge to get involved in compulsi ve thoughts. Buy custom Obsessive-Compulsive Disorder essay
Saturday, February 22, 2020
Business management Essay Example | Topics and Well Written Essays - 2000 words - 6
Business management - Essay Example Each source of finance must function within the need of an organisation in order for it to be remarkably useful. Any business cannot just simply function without cash. That is why it is important to understand the current state of liquidity of a certain company. There is a need to understand the level of its cash flow. Understanding this will pave way to the basic knowledge on how much money needs to be considered prior to taking into account the assurance that business will continue to function and grow. In this paper, the proponent considers to critically assess some common sources of finance employed within different organisations and critically consider the sources of finance of Vodafone. Thus, prior to understanding the sources of finance of Vodafone, it is important to take a look at some sources of finance commonly used in most organisations. To continue business operation, capital is indeed needed. In the case of Vodafone, capital and fixed assets are not the same since the nature of its business is much more in the offering of services. This is eventually far from categorising the capital which is also known as fixed assets if used in production (Brigham, 1992). Vodafone certainly remains focus on the essential aspects in business. After all, it is clear that a business should operate with substantial amount of cash in which it shall be invested in land, facilities, personnel, equipment and other materials for the continuation of work and investment associated with businesses and subsidiaries. Vodafone clearly operates business through borrowing and equity which are parts of the three ways in which cash can be acquired. Mostly, firmââ¬â¢s reserves, disposal of assets or by borrowing are essential sources of funds. In the case of Vodafone, greater weights are clearly given to equity and borrowing. And in order to make them profitable there is a need to increase on revenue (Fess and Warren,
Thursday, February 6, 2020
Hebrew Bible and Christian First Testament Essay
Hebrew Bible and Christian First Testament - Essay Example The early part of the history of Israel is technically Biblical history. On this note, it is vital to point out that the history of Israel, rather than using a theological reading only, ought to be governed by religious perspective. This is particularly so as it makes relevant connections with the past and present, though at different timelines. A brief outline of the history of Israel starts with the call of Abraham when he went to the land of Canaan. From Abraham through Isaac and Jacob, the history of Israel as a nation begins to take shape. The jealousy of Josephââ¬â¢s brothers changes fortune and Israel takes his sons to Egypt to escape the seven years of famine. Migration and conquest of Canaan start with Moses and ends with Joshua. Briefly, a number of judges rule Israel, amongst them Deborah, Samson, and Gideon until the birth of Samuel when Israel later demands an earthly King. Historically, this period takes place somewhere around the 1300 B.C and covers the reign of Dav id Solomon and the division of Israel. The division of Israel into Southern and Northern Kingdoms follows closely with the fall of Israel and the exile into Babylon. The history of Kingship in Israel is widely covered in first and second Kings. This critical period marks Israelââ¬â¢s fall away from God and subsequent punishments by being exiled. The prophecy of Daniel actually takes place in exile.Around 539 B.C., Babylon falls and prophets Ezra and Nehemiah led the first phase of return into the Promised Land.... The jealousy of Josephââ¬â¢s brothers changes fortune and Israel takes his sons to Egypt to escape the seven years of famine. Migration and conquest of Canaan starts with Moses and ends with Joshua. Briefly, a number of judges rule Israel, amongst them Deborah, Samson and Gideon until the birth of Samuel when Israel later demands an earthly King. This period has a number of prophecies and promises. Historically, this period takes place somewhere around the 1300 B.C and covers the reign of David Solomon and the division of Israel. The division of Israel into Southern and Northern Kingdoms follows closely with the fall of Israel and the exile into Babylon. The history of Kingship in Israel is widely covered in first and second Kings. This critical period marks Israelââ¬â¢s fall away from God and subsequent punishments by being exiled. The prophecy of Daniel actually takes place in exile (Scott, 2000, p. 357). Around 539 B.C., Babylon falls and prophets Ezra and Nehemiah lead the first phase of return into the Promised Land. The history of Israel during this time majorly dwells on liberation prophesies and various small revolts that are not covered in the Bible. During this time, Christianity has not been born but there are prophecies by Major Prophets such as Isaiah, Jeremiah and Ezekiel, pointing to a salvation of humankind through a God chosen Messiah. God restores the Israelites back to their land in readiness for the birth of Jesus Christ the Messiah. This is what Scott (2000, p. 307) refers to as the Messianic hope. This happened during the Roman reign at when Caesar Augustus was at the helm of Roman leadership. Other events happen in the context of the New Testament although they still form part of the history of Israel. A critical
Tuesday, January 28, 2020
Current legislations, guidelines, policies and procedures for safeguarding the welfare of children and young people Essay Example for Free
Current legislations, guidelines, policies and procedures for safeguarding the welfare of children and young people Essay Identify the current legislations, guidelines, policies and procedures for safeguarding the welfare of children and young people including e-safety. Legislation covering child protection can be divided into two main categories : civil law and criminal law. The Children and Young Persons Act 1933 ââ¬â This is an older piece of legislation of which some parts are still in forced today. It includes a list of offences against children, these are referred to as Schedule One offences. The Children Act 1989 ââ¬âThe current child protection system is based on the Children Act 1989. The introduction of this act was intended to be the most compressive and far reaching reform in child law in parliamentary history. The main aim of this law is to ensure that the welfare of a child is always considered as the most important factor when making any decisions about the upbringing of a child. The act also considers the thought and feelings of the child in a situation and bases decisions on whether the outcome would be better or worse for the child. It introduced the concept of parental responsibility. Two guidance documents are available to help professionals to identify children that may be at risks and the steps to take to help prevent this occurring. These documents are intended to be used with The Children Act 1989. The first is called, Guidance on interagency cooperation under the Children Act 1989, which was first published in 1991. The second which was published in 2000 was titled The Framework for the assessment of children in need and their families. Below are listed the variations of the policy throughout the UK. Safeguarding children: working together under the Children Act 2004 ââ¬â This is the current guidance for Wales. The Children Order 1995 ââ¬â Northern Ireland. The Children Act 1995 ââ¬â Scotland. The United Nations Convention on the Rights of the Child 1989 ââ¬â This includes the right for a child to be protected from abuse, the right to express their views and have them listen to and the right to care and services for disabled children or children living away from home. The Human Rights Act 1998 ââ¬â This protects the rights of all human beings, in the eyes of the law children are seen as human beings and therefore the Human Rights act covers their rights as well. The Education Act 2002 ââ¬â This was introduced to ensure that a schools governing body and LEA make arrangements for the safeguarding and welfare of children. The Adoption and Children Act 2002 This expands on the Children Act 1989 by including domestic violence in the definition of harm. The Children Act 2004 ââ¬â This new act didnââ¬â¢t replace or amend the Children Act 1989, instead it set out the process for integrating services to children. Further acts that followed the 2004 Children Act include ââ¬â The Children and Adoption Act 2006, Children and Young Persons Act 2008, The Boarders, Citizenship and Immigration Act 2009 and the Apprenticeships, Skills, Children and Learning Act 2009. Legislation to protect children from adults that pose a risk. The 1997 Sex Offenders Act ââ¬â Requires sex offenders to have their names and addresses added to the sex offenders register. The Sexual Offences Act 2003 ââ¬â This was introduced to update the legislation relating to offences against children. It included the offences of grooming, abuse of position of trust and trafficking. Further policies include ââ¬â The Female Genital Mutilation Act 2003, The Domestic Violence, Crime and Victims Act 2004 and the Serious Organised Crime and Police Act 2005. E-Safety A Schoolââ¬â¢s e-Safety Policy reflects the importance it places on the safe use of information systems and electronic communications. e-Safety encompasses not only Internet technologies but also electronic communications via mobile phones, games consoles and wireless technology. It highlights the need to educate children and young people about the benefits, risks and responsibilities of using information technology. * E-Safety concerns safeguarding children and young people in the digital world. * E-Safety emphasises learning to understand and use new technologies in a positive way. * E-Safety is less about restriction and more about education about the risks as well as the benefits so we can feel confident online. * E-Safety is concerned with supporting children and young people to develop safer online behaviours both in and out of school. The Internet is an unmanaged, open communications channel. The World Wide Web, email, blogs and social networks all transmit information using the Internetââ¬â¢s communication infrastructure internationally at low cost. Anyone can send messages, discuss ideas and publish material with little restriction. These features of the Internet make it an invaluable resource used by millions of people every day. Some of the material on the Internet is published for an adult audience and can include violent and adult content. Information on weapons, crime and racism may also be unsuitable for children and young people to access. Pupils need to develop critical skills to evaluate online material and learn that publishing personal information could compromise their security and that of others. Schools have a duty of care to enable pupils to use on-line systems safely. Schools need to protect themselves from legal challenge and ensure that staff work within the boundaries of professional behaviour. The law is catching up with Internet developments: for example it is an offence to store images showing child abuse and to use email, text or instant messaging (IM) to ââ¬Ëgroomââ¬â¢ children. Schools can help protect themselves by making it clear to pupils, staff and visitors that the use of school equipment for inappropriate reasons is ââ¬Å"unauthorisedâ⬠and ensure an Acceptable Use Policy is in place. E-Safety training is an essential element of staff induction and part of an on-going CPD programme. However, schools should be aware that a disclaimer is not sufficient to protect a school from a claim of personal injury and the school needs to ensure that all reasonable actions have been taken and measures put in place to protect users. Legally an educational institutions e-safety policy ties into multiple laws and legislation.
Monday, January 20, 2020
Why is Diotima a woman? Essay -- essays research papers
Diotima, Socrates' great teacher from the Symposium, a work by Plato was one of the most influential women thinkers of all time, whether she was a real person or a literary fictional character. She related to Socrates the theory of love that he described to the partygoers at Agathon's banquet, a celebration of Agathon's victory at the competition of Dionysis in Athens and of Eros. à à à à à Before we search for the idea of why Diotima is a woman, we should first discuss a little about her. We know that, if she were an actual person, she would have been born around 470 BCE and died around 410 BCE. She might have been a priestess from Mantinea. Now if she was a real priestess or poet is uncertain. There is archaeological evidence, plus the fact that no historians for hundreds of years ever challenged her existence, suggests Diotima was an historical person. Her authenticity was not disputed until the 15th century. à à à à à We should also discuss about how women were generally treated in the days of the Symposium. We read in the beginning of the Symposium that Eryximachus wants to get rid of the women so that the men may ââ¬Å"stick to conversationâ⬠. (Symposium 176.e3-177.a2) This invokes the idea that women are unable to have a meaningful conversation. This could be justified because ancient Greeks thought our (women) emotions get in the way. The ancient Greeks (men) had wives for the purpose of producing babies. They had boyfriends for the ...
Sunday, January 12, 2020
Economic Issues Simulation Paper Essay
The Castor Collins health plan is a health maintenance program (HMO) that was found in 1999 and has grown over the years. The company provides health insurance coverage through a system that involves a network of physicians and hospitals. Castor Collins Heath Plan uses the capitation model to fund its large distributed group of physicians and health care organizations. Castor Collins currently provides health care coverage to 100,000 subscribers and would like to increase their enrollees. It is the responsibility of the Vice President along with his most trusted advisers, Helen Feuerman, Chief Financial Officer, Jonathan Wilkes, Chief Medical Officer, and Adam Hunter, Executive Vice President, Planning and Development, to reach out to new clients; two in particular, E-Editors and Constructit. E-Editors The company E-Editors employs 1,600 individuals, 760 males and 840 females. The employeeââ¬â¢s ages range from 35-54. Most of the employees with E-Editors are married so they will need to provide an affordable health care plan for their families. Looking at the kind of work involved for most of the employeeââ¬â¢s, Castor Collins found that many of the individuals have a sedentary position. In fact, ninety-five percent of the employees at E-Editors have a position that requires long hours of sitting in front of a computer; the remaining five percent of the employees have positions that require physical activity. A thorough health screening was conducted by Castor Collins. Their findings were as followed, most of the employees who have sedentary positions had problems with their vision. Twenty two percent of the employees had no history of health issues. Twenty six percent of the employees are smokers, most of them revealing that they are considered heavy smokers, although none of employees that smoke reported any respiratory complications. The remaining forty- five percent of the employees are obese. Interestingly, the obesity is due to a sedentary job, poor eating habits, and little to no physical activity. These populations of employees are at risk for severe health complications and diseases. Constructit Constructit has 1,000 employees; 550 being male and 450 are females. The age group ranges from 26-42, and sixty percent of the employees are married. Fifty three percent of the employees have positions that require physical activity. Thirty-two percent of this group has high activity positions and twenty five percent have moderate activity positions. The remaining forty three percent of the employees have sedentary positions. The result from this groups health screening are as followed, thirty-eight percent of the employees have no preexisting health issues and are in good physical health. Ten percent of the employees are smokers. Thirty nine percent of the employees are considered obese, which is a high obesity rate. Some of the illnesses that were reported are digestive disorders, respiratory diseases, injuries, and allergies. Analysis of both groups It is Castor Collins job to find suitable health care plans that will benefit both companies, employees, and Castor Collins while keeping in mind to make it affordable and beneficial to all. They will need to evaluate the potential risks and assess the cost of premiums for both. All members of the team determined the best way for deciding would be best conducted by using the cost-benefit analysis system. ââ¬Å"The cost-benefit analysis (CBA) is a set of techniques for assisting in the making of decisions that translates all relevant concerns into market (dollar) termsâ⬠(Gertzen & Allen, 2007). The team must first consider the age, gender, and profiles of all employees. Secondly, decide the potential health risks, calculate premium and profit. Thirdly, decide what services will be covered and co-payments for these health plans. When taking into consideration the different health profiles of all employeesââ¬â¢ obesity seemed to be an issue for both. This alone makes the population at high risk for health issues associated with obesity such as; heart diseases, strokes, and diabetes. E-editors seem to have a higher percentage of obesity and smokers putting them at a much higher risk with health issues. Outcome After evaluating the cost and benefits that go along with providing health insurance coverage to both E-Editors and Constructit, Castor Collins financial team decided that they would only be able to provide health insurance coverage to Constructit and not E-Editors. The reason for this decision is E-Editors have a higher percentage of employees that are at risk for developing chronic diseases. The team went ahead and presented an offer to Constructit and their employees. Castor Collins can offer their employees the Castor Standard plan, which the premium to be charged will be $3,428.00. The reasoning behind choosing this plan over the Castor Enhanced and the Castor Enhanced Minor is the premiums for each employee would be significantly lower than the Enhanced and Enhance Minor plans even though each employee was willing to pay a maximum of $4,000 for their annual premium. Also, Castor Standard does not cover preexisting health conditions, so this would be a low risk investment. Preexisting conditions can cost a company thousands of dollars and in the end not be beneficial to the companyââ¬â¢s profits. If Castor Collins were to contemplate preexisting conditions a much higher premium may have to be considered. This is an advantage that can help keep the annual premiums down and still provide many other health coverage services. The premiums that Castor Collins will charge the employees at Constructit are much lower than anticipated, which means a lower profit return. This group is considered a lower health risk group so increasing premiums could create a possibility to make greater returns, but the outcome is still fitting. Conclusion Many hours of planning and development were considered for the final decision of adding Constructit and not E-editors as a client. The team made this decision by utilizing the CBA method and determining that Constructit would be low risk to provide health coverage too. The plan that was chosen Castor Standard will have a lower return but in the long run be beneficial to Castor Collins. The employees at Constructit will be able to afford the health coverage plan and look towards the future knowing they are insured and covered for any emergencies without draining the wallet. Castor Collins and Constructit will begin a rewarding journey that will benefit both companies in the end. The team based this decision on considering all theà necessary health profiles, risks, and premiums and comparing all of the facts between both companies. Reference Getzen, T. E., & Moore, J. (2007). Health Care Economics: Principles and tools for the Health Care Industry. Hoboken,, NJ: John Wiley & Sons, Inc.
Saturday, January 4, 2020
America Needs to Invest the Social Security Trust Fund...
America Needs to Invest the Social Security Trust Fund Our nation ensures social welfare through Social Security. However, the United States cannot ensure the welfare of its own welfare system. To save Social Security, Americans in general do not favor an increase in the payroll tax, a cut in benefits or an increase in the retirement age. Furthermore, Americans are relying upon Social Security as their sole source of income at increasingly alarming rates. Social Security is intended to supplement retiree income, not account for 100% of it. Through elimination of the potential options, that leaves one necessary action: invest the Social Security trust fund in the stock market. According to the San Francisco Chronicle (Socialâ⬠¦show more contentâ⬠¦Examine the absolute worst case scenario: the market crashes and the $700 billion investment is worth $0. In this event, there would still be about $2 trillion in a trust fund. Furthermore, The President proposes that beneficiaries have the so-called safety net feature of a basic, monthly retirement stipend, rather than leaving future retirees entirely at the mercy of the stock market and their own investment savvy. Investing the Social Security trust fund in the stock market only allows us, as beneficiaries and future beneficiaries, the potential to receive benefits from a social welfare system that would otherwise risk extinction, commonly known as bankruptcy. Of course there is the issue of who would make the actual investments. Many people are concerned that their Social Security money will be controlled by politicians who might have their own special interests or political agendas. The President proposes that the money be invested in broad-based stock indexes similar to the Standard Poors Index under the control of a private Social Security Investment Board, as independent in theory as the Federal Reserve. Currently the Federal Reserve regulates and monitors the economy. To date, there have been no reports of conflict of interest within the Federal Reserve. Therefore, an independent management board for Social SecurityShow MoreRelatedThe Problem With Social Security Trust Fund865 Words à |à 4 PagesThe problem with Social Security trust fund is that at the present time there is more credit in the trust fund than is required for payment of Social Security benefits. ââ¬Å"By 2027 revenue coming into the trust fund will fall below the level of being paid out, and by 2040 the trust fund will be depleted (Quadagno, 2014).â⬠Meaning there will be not enough money from payroll taxes to pay all the benefits that are promised to citizens. This puts everyone who is going to enter retirement in jeopardy. EvenRead MoreSocial Security During The United States1518 Words à |à 7 PagesSocial Security in the United States I. Introduction Social security in the United States is a federal system run by the Social Security Administration to provide monetary benefits, or welfare, to citizens who are retired, unemployed, or disabled. In 1935, President Franklin D. Roosevelt enacted the Social Security Act which limited the dangers of old age, unemployment, disability, and families with dependent children within the United States during the great depression. In order to obtainRead MoreEthical Investments1644 Words à |à 7 Pageswith only one difference. Both traditional and ethical investors pursue the same goal of capital gains, higher income and/or preservation of capital for future needs. The major difference between traditional investors and ethical investors is that ethical investors do not want their investments going for things that cause harm to the social or physical environments. Instead they want their investments to support needed and life supportive goods and services(Kingswood Consultants ). In t his paperRead MoreEssay about Privatization of Social Security1336 Words à |à 6 Pagesretirement. I believe that Social Security is a doomed Government Program and that Privatization of Social Security would allow for a more secure retirement plan for all Americans. Social Security was first created to help aging Americans in their senior years so they would not end up in poverty. Social Security was signed in as law on August 14, 1935 by President Franklin D. Roosevelt and was fully operating by 1940 (SSA). Originally a retirement program, but Social Security now includes survivor benefitsRead MoreEssay on Social Security1184 Words à |à 5 Pages Social Security nbsp;nbsp;nbsp;nbsp;nbsp;Social Security is a public program designed to provide income and services to individuals in the event of retirement, sickness, disability, death, or unemployment. In the United States, the word social security refers to the programs established in 1935 under the Social Security Act. Societies throughout history have devised ways to support people who cannot support themselves. In 1937 the government began issuing Social Security identification cardsRead More Social Security Essay1054 Words à |à 5 Pages Title of Paper : Social Security Social security, created in 1935, is the most costly item in the federal budget. The program provides old age, survivorsââ¬â¢ and disability insurance to a healthy portion of Americans. Workers and their employers fund the system by each paying payroll taxes. The Internal Revenue Service collects the taxes and deposits the money in government-administrated accounts known as the Old Age and Survivors and Disability Insurance Trust Funds(OASDI). The payroll tax revenuesRead MoreEssay about Privatization of Social Security1318 Words à |à 6 Pagesretirement. I believe that Social Security is a doomed Government Program and that Privatization of Social Security would allow for a more secure retirement plan for all Americans. Social Security was first created to help aging Americans in their senior years so they would not end up in poverty. Social Security was signed in as law on August 14, 1935 by President Franklin D. Roosevelt and was fully operating by 1940. Originally a retireme nt program, but Social Security now includes survivor benefitsRead MoreThe Problem Of Social Security1534 Words à |à 7 PagesSocial Security Benefits The Problem Social Security Faces: The concept of the ââ¬Å"graying of Americaâ⬠is becoming a more pressing issue as the baby boomer population is coming of age to retire. Between years 2000 to 2010, the number of Americans aged 65 and older increased a staggering 15.1 percent (35 million to 40.3 million) (Karger 2014, pg. 202). Demographics suggest that by 2050, the number of this age group will increase to 88.5 million (Karger 2014, pg. 22). Not only is this population growingRead MoreGreen Tree Investments, Llc Essay1569 Words à |à 7 Pagesapproximately $9.7 billion in various alternative investments. Investors may attain the potential diversification benefits of alternative investments by customizing a portfolio to meet the Investorââ¬â¢s needs. With our combined experience, GTI is providing a prospectus for a new investment platform called the Green Hedge Fund for which we are selecting companies displaying growth in the green energy sector. Competitive Advantage At GTI our research is multi-faceted as we evaluate companies from a variety of perspectivesRead MoreEssay on Social Security Reform1768 Words à |à 8 PagesSocial Security Reform A little over 60 years ago the nation struggled through what was, up to then, the most dramatic crisis since the Civil War. The economy was uprooted after the crash of the stock market and the countrys financial stability destroyed. One of the many steps taken to alleviate the burden on the American people was that of the passing of Social Security Act of 1935 and its amendments by Congress and the President, Franklin D. Roosevelt. Under the provisions of the Act
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